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Some people get into debt by buying things they do not need and cannot afford. What are the reasons for this behaviour? What action can be taken to prevent people from having this problem?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Today, more and more students are deciding to move to a different country for higher studies. Do you think that the benefits of this outweigh the problems?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Should education and healthcare be free of charge and funded by the government, or should it be the responsibility of the people to pay for these services?

Nowadays young people lack an understanding of how to manage their finances after they finish high school. Explain why they do not know how to manage money and how this can be changed.

Some people think that it is better to educate boys and girls in separate schools. Others, however, believe that boys and girls benefit more from attending mixed schools.

Discuss both these views and give your own opinion.