Essay 382 – Governments should support retired people financially

GT Writing Task 2 / Essay Sample # 382

You should spend about 40 minutes on this task.

Write about the following topic:

Some people think that governments should support retired people financially while others believe that they should take care of themselves.

Discuss both views and give your own opinion.

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Write at least 250 words.

Model Answer:

The issue of financial support for retired individuals has generated contrasting viewpoints, with some advocating for government assistance while others contend that retirees should take responsibility for their own financial well-being. This essay will explore both perspectives. Personally, I agree with the opinion that expresses that it is the responsibility of the government to look after those retirees.

Proponents of self-sufficiency in retirement contend that individuals should be responsible for planning and saving for their own retirement. They emphasise the importance of personal financial discipline and investment in retirement funds or private pension plans. From their perspective, relying on the government for financial support can create a culture of dependence and discourage personal responsibility. For instance, individuals who diligently contribute to retirement accounts throughout their working years can build a substantial nest egg, ensuring a comfortable and secure retirement without relying solely on government assistance.

Supporters of government-funded retirement benefits argue that it is the responsibility of the state to provide financial assistance to retirees. They assert that individuals who have devoted their lives to contributing to society deserve a dignified and secure retirement. Government-sponsored pension schemes, such as social security or national pension programmes, are seen as essential to ensure the well-being of retired individuals who may not have sufficient personal savings or alternative sources of income. Moreover, these proponents argue that a society’s progress and development are reflected in how it takes care of its elderly citizens.

In weighing these viewpoints, I wholeheartedly believe that not all individuals have the means or knowledge to effectively save for retirement. Moreover, unforeseen circumstances such as economic downturns or health issues can significantly impact an individual’s financial stability in old age. So, the governments should provide a safety net through comprehensive social security systems, ensuring that retirees have access to financial support. The elderly retired people have contributed to society through their taxes and work, and the government must take responsibility for looking after them when they are most vulnerable in their old age.

In conclusion, government assistance can provide a necessary safety net for retired people and a crucial aspect of a functioning society. It is essential to support retirees with government funds and foster a society that values and protects its elderly population.

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